Day 248 – How to Figure Out Who You Have with You?


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Achievers … Achieve

Believers … Believe

Complainers … Complain

Deceivers … Deceive

Deliverers … Deliver

Fathers … Father

Fighters … Fight

Fixers … Fix

Gossipers … Gossip

Healers … Heal

Helpers … Help

Leaders … Lead

Liars … Lie

Listeners … Listen

Lovers … Love

Managers … Manage

Mothers … Mother

Preachers … Preach

Teachers … Teach

Trainers … Train

Saints … Sanctify

Seekers … Seek

Servant Leaders … Serve others Leaders

Singers … Sing

Weavers … Weave

Writers … Write

Sometimes the easiest way to discern the motivations of others is to sit back and watch what they do with their time.

Their words may glamorize your mind.

Their movements may sway your eyes.

Their confessions may  win your heart.

However, their actions will always show who they are on the inside.

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THE  “Day 248 – How to Figure Out Who You Have with You?” (TEXT) BY EYHCS IS UNDER A CREATIVE COMMONS ATTRIBUTION-NONCOMMERCIAL-SHAREALIKE 4.0 INTERNATIONAL LICENSE.
BASED ON A WORK AT INDULGY.COM (IMAGE ONLY).
© EYHCS AND THE LATEST WORD, 2010-2014. UNAUTHORIZED USE AND/OR DUPLICATION OF THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO YOUTUBE VIDEOS, PAPERS, AND OTHER ORIGINAL WORKS OF ART WITHOUT EXPRESS AND WRITTEN PERMISSION FROM THIS BLOG’S AUTHOR AND/OR OWNER IS STRICTLY PROHIBITED. EXCERPTS, LINKS, AND IMAGES  UNLESS OTHERWISE STATED ARE AVAILABLE FOR USE, PROVIDED THAT FULL AND CLEAR CREDIT IS GIVEN TO EYHCS AND THE LATEST WORD WITH APPROPRIATE AND SPECIFIC DIRECTION TO THE ORIGINAL CONTENT.
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Day 233 – Garden of Eden on Earth


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A beautiful mind can envision the Garden of Eden on Earth.

A pure thought can water the Garden of Eden on Earth.

Your heart will either grow into the Garden of Eden on Earth or shrink out of the Garden of Eden on Earth.

Knowing God and living for God are not the same as speaking about God and then living for you without God rooted in the soil of your beautiful mind.

Creative Commons Logo

THE  ”Day 233 – Garden of Eden on Earth” (TEXT) BY EYHCS IS UNDER A CREATIVE COMMONS ATTRIBUTION-NONCOMMERCIAL-SHAREALIKE 4.0 INTERNATIONAL LICENSE.
BASED ON A WORK AT INDULGY.COM (IMAGE ONLY).
© EYHCS AND THE LATEST WORD, 2010-2014. UNAUTHORIZED USE AND/OR DUPLICATION OF THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO YOUTUBE VIDEOS, PAPERS, AND OTHER ORIGINAL WORKS OF ART WITHOUT EXPRESS AND WRITTEN PERMISSION FROM THIS BLOG’S AUTHOR AND/OR OWNER IS STRICTLY PROHIBITED. EXCERPTS, LINKS, AND IMAGES  UNLESS OTHERWISE STATED ARE AVAILABLE FOR USE, PROVIDED THAT FULL AND CLEAR CREDIT IS GIVEN TO EYHCS AND THE LATEST WORD WITH APPROPRIATE AND SPECIFIC DIRECTION TO THE ORIGINAL CONTENT.

Debt Collector Payday Loan Scam (Union Group)


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A company by the name of Union Group has resurfaced.  This company calls you and claims you have an outstanding payday loan in their office.  Initially, they will attempt to get you to give a Visa/MasterCard over the phone.  However, if you ignore or refuse to engage with them they become more aggressive.  They will begin calling your employer, friends, or relatives with a message similar to this,

“This is ___________, I just received an order in my office today for ______________.  My number is Restricted or (855) xxx-xxxx or some other number.  ___________  has a claim against them.  This message or call serves as notice that ________________ has a claim against them in our office.  The case/claim number is __________________.  This is your only warning/notice.  We need your current address so you may be formally served.”

This can cause great havoc on your professional career.  They count on you being frightened into falling prey to their malicious intentions.  DO NOT FALL FOR IT!

The Fix

Any creditor seeking remedies for outstanding debts must comply with the Fair Credit Reporting Act of 1974 (FCRA) in the United States.  The entire FCRA is available free here.  A copy of the Canadian Consumer Handbook is available here.

If you find yourself a victim to this company or any company failing to comply with the above Act for your country, you may file a complaint with the FTC (Federal Trade Commission) here for the United States.

For Canada’s Consumer Credit Information, please visit their website here.

For the United Kingdom please visit The Office of Fair Trading’s Consumer Credit Act website here.

In addition, if one of these malicious companies contact your employer, please make them aware of this scam immediately.

Predators come in all forms.  They rely on fear tactics to separate you from your property and hard-earned income.  You deserve better.  Stay informed on these and other scams here on my new Need-to-Know page.

Other Resources:

  1. http://forums.debtcc.com/settlement/uniongroup-debtmediator.html.
  2. http://blog.credit.com/2010/09/beware-of-fake-payday-loan-debt-collection-scam-1968/
  3. http://www.dfi.wa.gov/consumers/alerts.htm
  4. http://www.complaintslist.com/2013/acs-legal-group-payday-loan-scam/
  5. http://www.complaintsboard.com/complaints/national-payday-loan-arizona-c235103.html
  6. http://www.cleveland.com/consumeraffairs/index.ssf/2013/08/consumers_hounded_for_payday_l.html