Debt Collector Payday Loan Scam (Union Group)

May 27, 2014May 28, 2014 / EYHCS

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A company by the name of Union Group has resurfaced. This company calls you and claims you have an outstanding payday loan in their office. Initially, they will attempt to get you to give a Visa/MasterCard over the phone. However, if you ignore or refuse to engage with them they become more aggressive. They will begin calling your employer, friends, or relatives with a message similar to this,

“This is ___________, I just received an order in my office today for ______________. My number is Restricted or (855) xxx-xxxx or some other number. ___________ has a claim against them. This message or call serves as notice that ________________ has a claim against them in our office. The case/claim number is __________________. This is your only warning/notice. We need your current address so you may be formally served.”

This can cause great havoc on your professional career. They count on you being frightened into falling prey to their malicious intentions. DO NOT FALL FOR IT!

The Fix

Any creditor seeking remedies for outstanding debts must comply with the Fair Credit Reporting Act of 1974 (FCRA) in the United States. The entire FCRA is available free here. A copy of the Canadian Consumer Handbook is available here.

If you find yourself a victim to this company or any company failing to comply with the above Act for your country, you may file a complaint with the FTC (Federal Trade Commission) here for the United States.

For Canada’s Consumer Credit Information, please visit their website here.

For the United Kingdom please visit The Office of Fair Trading’s Consumer Credit Act website here.

In addition, if one of these malicious companies contact your employer, please make them aware of this scam immediately.

Predators come in all forms. They rely on fear tactics to separate you from your property and hard-earned income. You deserve better. Stay informed on these and other scams here on my new Need-to-Know page.

Other Resources:

YouTube Update Affecting Playback on Some Android Devices

May 27, 2014May 28, 2014 / EYHCS

YouTube updated the android version of their app on May 6^th. Since then, the app has become unstable. Sometimes, it will not load and when it does load, the video transmissions are unplayable or spotty.

The Workaround:

Uninstall all updates in your application manager. Be sure to uncheck “automatically update” until a they release a new version.

Mobogenie Mobile Virus Alert

May 27, 2014May 28, 2014 / EYHCS

Mobogenie

I received a message when accessing my Norton Identity account today from my android phone. It said, “Would you like to install Mobogenie?”. I have no idea when or where I would have accessed this file, but did some research.

Here’s what I found out:

That virus thing is spam AD.

The Fix

Check under downloads in my files app.

I used a certified copy of ES File Explorer from the Play store to remove the .apk file and ran my virus protection just for good measure. A good virus protection app you might want to consider is Lookout. I recommend the premium version, if you sometimes download non-Play Store apks.

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