160 – Happy Birthday, Baby

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Stay Me

I just need you to stay with me even if it is raining, sleeting or snowing.

 

 

 

 

 

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Day 159 – Pressure Points

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Meant to be

Pressure points happen,because we focus our attention on the one area, we were never destined to see.

 

 

 

 

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the best

It gets even better!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Day 158 – Life

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Day 157 – Negative People Never See the Other Door

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positivequotesballoon

There is a door inside of another door.  

Which door do you choose?

 

 

 

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Day 156 – Remember, Who You Are

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Tears

Emotional experiences are life’s way of reminding you to never forget who you are.

 

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Day 155 – Spiritual Gifts

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Cause

Truly spiritual people rarely consider the spiritual gifts they leave behind for others. 

 

 

 

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Day 154 – What’s the Point?

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Mad 3

There is a reason a reversal of fortune is not always a good thing.

 

 

 

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Day 153 – Vision

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Success

Have you ever stopped listening to others and realized you had already made it through?

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Day 152 – Promise Fulfilled

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SamuelJohnsonquoteonPerseverance500x530

Through it all, I never stopped believing in the manifesto written deep within my heart.

 

 

 

 

 

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Day 151 – Challenges

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Challenge

He challenges me, so he can change me!

 

 

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Confident

Confidence is a mindset.

Authority is a disposition.

You are a mastery of both.

 

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Day 150 – Mastery

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Day 149 – How I made it to fertile ground

/ EYHCS

Rule

I did go.

I did ask.

I stepped forward into fertile ground.

 

 

 

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Day 148 – Clichés of I

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Cliches

I am Love.

I know you.

I healed you.

I speak to, for, and from you.

I was once you.

I will arise again.

I came for you.

I will pour out my spirit on you.

 

 

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Debt Collector Payday Loan Scam (Union Group)

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gty_debt_collection_jt_120318_wg

A company by the name of Union Group has resurfaced.  This company calls you and claims you have an outstanding payday loan in their office.  Initially, they will attempt to get you to give a Visa/MasterCard over the phone.  However, if you ignore or refuse to engage with them they become more aggressive.  They will begin calling your employer, friends, or relatives with a message similar to this,

“This is ___________, I just received an order in my office today for ______________.  My number is Restricted or (855) xxx-xxxx or some other number.  ___________  has a claim against them.  This message or call serves as notice that ________________ has a claim against them in our office.  The case/claim number is __________________.  This is your only warning/notice.  We need your current address so you may be formally served.”

This can cause great havoc on your professional career.  They count on you being frightened into falling prey to their malicious intentions.  DO NOT FALL FOR IT!

The Fix

Any creditor seeking remedies for outstanding debts must comply with the Fair Credit Reporting Act of 1974 (FCRA) in the United States.  The entire FCRA is available free here.  A copy of the Canadian Consumer Handbook is available here.

If you find yourself a victim to this company or any company failing to comply with the above Act for your country, you may file a complaint with the FTC (Federal Trade Commission) here for the United States.

For Canada’s Consumer Credit Information, please visit their website here.

For the United Kingdom please visit The Office of Fair Trading’s Consumer Credit Act website here.

In addition, if one of these malicious companies contact your employer, please make them aware of this scam immediately.

Predators come in all forms.  They rely on fear tactics to separate you from your property and hard-earned income.  You deserve better.  Stay informed on these and other scams here on my new Need-to-Know page.

Other Resources:

  1. http://forums.debtcc.com/settlement/uniongroup-debtmediator.html.
  2. http://blog.credit.com/2010/09/beware-of-fake-payday-loan-debt-collection-scam-1968/
  3. http://www.dfi.wa.gov/consumers/alerts.htm
  4. http://www.complaintslist.com/2013/acs-legal-group-payday-loan-scam/
  5. http://www.complaintsboard.com/complaints/national-payday-loan-arizona-c235103.html
  6. http://www.cleveland.com/consumeraffairs/index.ssf/2013/08/consumers_hounded_for_payday_l.html

YouTube Update Affecting Playback on Some Android Devices

/ EYHCS

YT

YouTube updated the android version of their app on May 6th.  Since then, the app has become unstable.  Sometimes, it will not load and when it does load, the video transmissions are unplayable or spotty.

The Workaround:

Uninstall all updates in your application manager.  Be sure to uncheck “automatically update” until a they release a new version.